Mis-Sold Car Finance?
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
150,000+ customers helped
Are you eligible?
You could have a finance claim if any of these apply to you:
Commissions
You didn’t know the broker or dealer would get a commission for your deal.
Interest rate
You didn’t know they could set or adjust the interest rate on your deal.
Finance terms
The terms of your agreement weren’t clearly explained to you.
Duress
You felt pressure to agree to the deal.
Fees & charges
All the fees and charges weren’t explained to you upfront.
*Where a "No Win, No Fee" service is offered, customers typically pay 30% + VAT (36% including VAT). No Win, No Fee removes the financial risk of making a claim—you pay nothing if your case is unsuccessful. You’ll never pay upfront or encounter hidden charges, ensuring you are never out of pocket. A cancellation fee may apply if you cancel outside the cooling-off period.
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How it works
1
Find your Agreements
Discover potential finance claims quickly using our historic finance claim calculator. We can locate claims going all the way back to 2007. It’s free, takes just two minutes, and provides instant results if a finance claim is identified.
2
Let us handle it
Once you’ve shared a few key details, a dedicated team of legal professionals will carefully prepare and submit your finance claim, managing the whole process for start to finish.
3
The finish line
After securing the best possible compensation package for your finance claim, our working partners will make sure your paid out to your chosen bank account.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Ready to get started?
Get started for FREE now
You could be owed up to £5,492.10*
100% No Win No Fee* guarantee
150,000+ customers helped
Pcp claims in the news
Latest FCA update
Extension to motor finance complaint handling pause confirmed
The Financial Conduct Authority has extended the pause to the deadline for motor finance firms to provide a final response to customer complaints regarding discretionary commission arrangements until 4 December 2025. Click read more for more information.
Read FCA updateFaqs
You might be eligible for a PCP car finance claim if:
- Brokers or lenders used Discretionary Commission Arrangements (DCA on car finance) to inflate your interest rates for higher commissions.
- You were charged more than necessary due to inflated interest rates.
- The terms of your agreement weren’t explained properly, leaving you unclear about ownership or repayment details.
- The lender didn’t check whether you could afford the agreement.
If any of these sound familiar, use our car finance claims check to start your claim.
You might have a mis sold car finance agreement if:
- Your interest rate was higher than necessary.
- The dealer or broker earned a commission they didn’t disclose to you.
- The terms of your agreement were unclear or misleading.
Our PCP claims checker can quickly confirm if you’re eligible for a refund.
We handle claims against major UK lenders. Check our PCP experts reviews for feedback from customers who successfully reclaimed money from Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd (London Branch), BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, Startline Motor Finance Ltd, and many more.
If your agreement was with one of these lenders or others not listed, you may still be eligible for compensation. Our PCP claim services can help you get started.
Yes. If your lender has stopped trading, you can still claim against the dealer or broker who arranged your agreement. Reach out to our PCP experts, and we’ll guide you through starting your mis sold car finance refund.
Ready to get started?
Get started for FREE now
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
150,000+ customers helped